1. General Responsibilities:

• Ensure compliance with internal policies, regulations, procedures, guidelines, etc.
• Understand and commit to strictly comply with information security policies
• Responsible for all credit appraisal and measurement results given.
• Participating in organizational culture work at the facility in accordance with the organizational culture orientation of the Division/ Bank.

2. Professional Responsibilities:

• Measure and fully assess credit risk indicators
• Provide financial solutions suitable for the customer's portrait
• Proposing measures to control and minimize credit risks - Understanding each customer segment, focusing on customer experience and balancing risks between the benefits of the bank and customers.
• Participate in the development of products, processes, and guidelines related to personal credit & small business credit
• Detect and warn within the scope of personal appraisal about potentially risky behaviors for the bank
• Participate in consulting for customers / business units to come up with a financial solution structure suitable for customers' needs
• Self-study and improve professional knowledge.
• Actively participate fully in group/department/Center/bank training activities

3. Other responsibilities:

• Other tasks assigned by direct managers and upper management.

Degree: University graduate or higher, majoring in economics, finance, foreign trade, ...

Experience:

• 06 years of experience in credit appraisal, credit analysis, credit control. English: TOEIC minimum 550 or equivalent

Other requirements (if any):

• Understanding TCB system
• Understanding personal credit products/services:
• Understanding of regulations/operating processes: credit granting process, credit orientation,...