1. Credit Risk Management activities:
- Study the status quo of the lending markets and automobile industry and engage with peers across the industry to acquire information in KYC features/segmentation, collection process and fraud management strategy.
- Evaluate and analyze credit profiles of individual and corporate clients.
- Monitor the credit portfolio to identify early signs of potential risk.
- Collaborate with relevant departments to propose solutions for optimizing credit quality loans.
- Participate in the development of credit policies and approval procedures.
2. Enterprise Risk Management activities, including but not limited to:
- Monitor key risk indicators and adhere to Risk and Control Self-Assessment (RCSA) framework to identify, monitor and control operational risks.
- Review and update on risk management procedures and policies.
- Conduct annual crisis management program, thoroughly understand crisis management framework and coordinate with key crisis management personnel in an event of crisis.
