Senior Specialist, Credit Risk - Securities

 Credit analysis & Bond Assessment

• Conduct credit due diligence and risk assessment on corporate bond issuers, including financial statements, capital structure, cash flow, and repayment capacity.
• Analyze government bonds, corporate bonds, and other fixed-income instruments.
• Perform internal credit rating and scoring for each issuance.

Credit risk & Margin 

• System & Limit Management: Update purchasing power, margin ratios, and limits in the system; review and maintain the marginable stock list.
• Account Monitoring: Track margin account status, market movements, and concentration risks (single counter & single client exposure).
• Risk Control & Actions: Notify brokers/customers of margin calls; coordinate with relevant departments to initiate forced sales; send SMS notifications to clients.
• Advisory & Support: Provide credit advisory/guidance to business units.
• Reporting & Compliance: Prepare reports for local/regional management and regulatory authorities.

Implement Risk projects

• Make detail plans and collaborate with related parties to implement the projects.

System enhancement

• Detect and describe detailed bugs/ problems of system to manager/ project team.
• Collaborate with other departments to find out solutions to solve problems/ enhance system.

Report & data storage

• Prepare periodical reports for local, regional management and regulators.
• Export and store daily data.

Non- Financial Risk Management (Supporting role)

• Operational Risk: Support ORO in conducting RCSA, KRI & IMDC. 
• BCM: Support risk team in conducting analysis & Assessment process (BIA, RA), Exercises (DRE, CTE, CSE, LSO, DRE). 
• Information risk: support in conducting periodical premises sweep, surprise check and reports. 

Performs other duties as assigned by Head of Risk

• As request.