Senior Cards Business Analyst Specialist

• Hands-on experience on VisionPLUS Card Management Systems with understanding around CMS, FAS, LMS, ASM, ITS, TRAMS module
• Proven ability to drive Customization Projects OR (Data) Conversion OR System Integration projects involving card management system, IVR, middleware, core banking systems, internet banking and mobile banking etc. in banks and / or third-party payment processors
• Conduct analysis of business and user needs in order to develop requirements documentation for the implementation or revision of systems and applications projects for specified business units
• Conduct review of solution/design document provided by vendors
• Conduct Gap analysis for new projects to align with FEC available systems
• Responsible for document management BRD/FSD/Implementation and project Training materials
• Manage/work MasterCard/JCB and Visa on the VisionPlus platform
• Convert the requirements/needs into technical models/terms that can be used by SW Development/Systems Administration team to implement on systems/applications
• Working closely with development/systems administration team and third-parties to design, validate, and manage the implementation of the solutions to requirements
• Maintain the updates of the documents developed during the requirement collection, analysis, system / application design
• Work with CR of 1.6+ Million card base and aspiration continues to double the business year by year
• Manage/work JCB and Visa on the Vision Plus platform
• Process Merchant App initiative through First Data platform
• Work in conjunction with the business users and development team/systems administration team, responsible for the creation and execution of application test scripts, scenarios & test plans that validate initial business requirements
• Make reports about user requirements, list of documentation, process of change requests
• Undertake other tasks assigned by Unit Head/Department Head of IT Cards/Division Management Board

Education:

• Degree in Information Technology, MCA or Engineering from a recognised university

Experience:

• 5+ years of experience in the Card Industry
• 5 years of experience with market standard Card Application is critical. Experience on Cards platform will be a huge advantage
• 5 years of experience Vision Plus, JCB and Visa platform, Merchant App initiative through First Data platform
• Implementation and/or client support experience with a Card Application is must
• Good understanding of the key players in the card business, their roles and functions in the industry with working knowledge on the card issuing and acquiring side of the business

Skills:

Knowledge of various processes like application processing, account processing, authorisation, payment processing, transaction processing, transaction switching, clearing, routing, collection services, customer services, merchant settlements and front-end processing (internet, web-services, telephone banking, IVR, etc.)

Strong understanding of the regulatory procedures in the retail banking industry like the:

• Familiarity with Visa, BASEII, MasterCard IPM clearing, card scheme disputes and settlement process
• Familiarity with Visa SMS, Base I and MasterCard messaging standards
• Working knowledge of POS payments applications
• Working knowledge on various banking applications (decision making, credit scoring and fraud monitoring systems) and card management systems
• Knowledge of ISO 8583 standard would be highly advantageous
• Knowledge of back end accounting systems and GL accounting would be a plus
• Understanding of all pertinent laws, regulations, policies/ procedures and applicable lead practices pertaining to the Credit Cards
• Thorough understanding of EMV and PCI DSS Standards
• Working knowledge with Vision Plus, JCB and Visa platform, Merchant App initiative through First Data platform

Other requirements (nice to have):

• Strong Negotiation & Comunication Skills
• People Management is required
• Fluency in English