Ngân hàng TMCP Việt Nam Thịnh Vượng (VPBank)
Credit Risk Management Policy Specialist/ Expert For Unsecured Lending- Hà Nội/ Hồ Chí Minh- TA084
Quận Đống Đa, Hà Nội
89 Láng Hạ, Phường Láng Hạ, Quận Đống Đa, Thành phố Hà Nội
Hồ Chí Minh
39 Lê Duẩn, Bến Nghé, Quận 1, Thành phố Hồ Chí Minh
Posted 2 weeks ago and Job expires in 5 days ago
Responsibilities
- Develop, Implement, and monitor credit policies for unsecured products.
- Review unsecured product programs and keep track on policies changes.
- Ensure compliance of unsecured products regulations and processes with Bank’s internal and regulatory standards together with deep understanding on Unsecured segment..
- Participate in new retail unsecured product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
- Design underwriting process for unsecured product.
- Prepare BRD and own change requests related to retail lending customers in LOS system.
- Working in close cooperation with analytical team monitor and analyze unsecured products performance to identify problem and potential improvements, propose and make corrective actions.
- Monitor and improve credit operations of unsecured loans.
- Prepare unsecured portfolio related presentations and materials for making reports to Teamleader and Head of Retail risk if requested.
- Participate in Basel II implementation project.
- Support Credit risk management policy Manager in unsecured portfolio matters.
Requirements
- University degree, preferably in Economics, Finance, Banking
- More than 3- 5 years experience in retail banking or retail risk
- Knowledge of Unsecured lending Product.
- Strong analytical and problem solving skills
- Knowledge of Vietnamese banking regulations and SBV requirements
- Structured thinking
- Good oral and written communication skills
- Good in presentations
- Fluent English
Benefits
- Attractive and competitive income in the Banking and Financial Services industry: Salary negotiated according to ability; 13th-month salary + year-end performance bonus. Allowances for lunch, transportation, phone, etc. Incentives based on work performance + additional bonuses monthly/quarterly/annually.
- Preferential loans according to the bank’s policies at different times.
- Attractive leave entitlement based on job level, including summer vacation benefits.
- Mandatory insurance as required by labor law + VPBank Care insurance for employees depending on position and length of service.
- Opportunity to participate in training courses according to the training framework for each position.
- Working hours: Monday to Friday & Saturday morning.
- A dynamic, friendly working environment with many opportunities for training, learning, and development; participation in various exciting cultural activities (sports competitions, talent shows, team-building activities, etc.).
Recruitment Progress
Round 1
Phỏng vấn trực tiếp với ban lãnh đạo
About Ngân hàng TMCP Việt Nam Thịnh Vượng (VPBank)
https://topdev.vn/companies/ngan-hang-tmcp-viet-nam-thinh-vuong-vpbank-83868423 job opening
Industry
Bank
Company size
Over 1000 Employees
Nationality
Vietnam
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