1. Credit Policy Development/Implementation:

• Develop credit policies, credit risk criteria for lending programs.
• Work with related stakeholders (IT, Credit Operations …) for credit policies implementation including system setup & UAT testing.
• Monitoring the Credit Policy implementation, ensure proper execution of policies by Credit Operations functions.

 

2. Portfolio Monitoring:

• Analyzing and mining credit portfolio performance for enhancing credit policy as required by Head/Manager of credit policy
• Provide frequent or ad-hoc analytic reports on credit performance as required by Head/Manager of credit policy

 

3. Company database management:

• In charge of ad-hoc or frequent company database review (approve new company into company database, block/unblock company, downgrade or upgrade company category in company data base…).

 

4. Internal and external policy compliance:

• Prepare, submit, retain documents of Credit Risk department including internal policy manual/guideline, external/legal letter, SBV reporting…to ensure the compliance with local/regional requirements.

 

5. Other tasks: as assigned.

1. Qualification: University Graduate, major in Business Administration, Banking, Finance, Statistic, Econometrics or related fields.

 

2. Work Experience: Minimum of 2 years experiences in Banking or Consumer Finance with practical knowledge in credit card risk management or credit policy.

 

3. Knowledge:

• Understanding of banking/consumer finance industry and having experiences in Credit Card lending.
• Basic knowledge in Database with analytical tools: SQL, SAS, Oracle, MS Access…is an advantage
• Experience in system UAT testing (prefer business logic or rules testing)
• Good at Excel Pivot table

 

4. Skills:

• Fluent both spoken and written English.
• Strong at numerical skills, quick learner.
• Good communication skills
• Responsible
• Self-motivated
• Professional