Responsible for developing, implementing, and maintaining underwriting standards and credit policies for Credit Cards
Defines and maintains credit card approval process to ensure proper credit lending authorization at his/her level
Oversees portfolio management to recommend and implement changes to credit policies relating to Card
Works closely with compliance to ensure all aspects of lending are compliant with prevailing regulations, and Bank Policies/Internal guidelines.
Manages the team to ensure the smooth credit management process including credit analysis, credit approval and credit portfolio management.
Identifies potential problem credits, coupled with appropriate intervention, to minimize losses.
Manages the budget for areas of responsibility and works to identify and solve potential challenges and opportunities.
2. Operations
Responsible for the business results of Card Products and Services.
Manage and supervise the whole performance of Credit Card Services.
Manage the relevant Projects relating to Card Products/Services.
Propose to Management the Promotion Campaign or new initiative for Card product from time to time to attract customers
Develop policies, regulations, and procedures related to professional expertise;
Participate in establishing and organizing the operation manual
Other tasks as directed and assigned by Management.
Kỹ năng & Chuyên môn
Graduate or post-graduate degree in Economics, Foreign Trade, Banking & Finance, Business Administration, Accounting, Investment, Securities, Marketing etc.
Good command of spoken and written English.
Dynamic and pro-active with at least 5 years working experiences in management & banking operations and at least 3 years working experiences in card operations/ related areas with proven good track record.
Strong interpersonal skills, with ability to establish rapport with senior executives, team members, internal and external stakeholders
Excellent oral and written communication skill
Other skills
Have a good Leadership and planning/orientation
Be able to handling situations, solving problems withstand high work pressure
Being responsible, with high organizational discipline