• Develop the budget plan and action plan to implement and promote the Payment Account product line.
• Manage the research, development, and enhancement of demand deposit products, associated features, and fee-based services related to accounts through overseeing market research, competitor analysis, and customer needs assessment; establish regulations, procedures, forms, and pricing policies for new products; and improve or adjust existing products.
• Responsible for monitoring and managing the revenue and profit of the assigned payment account products; managing and providing related reports to relevant departments, regulatory authorities, and business units; balancing the risk and profitability of the products.
• Collaborate with the Marketing department to develop promotion and marketing strategies for payment account products. Manage the implementation, promotion, and sales support of products through activities such as: overseeing product training communications; designing, launching, and executing sales promotion programs and marketing campaigns to customers; effectively managing support for business units; and ensuring compliance with sales processes at business units.
• Perform other tasks as assigned by the Head of Payment Account & Payroll Product Department; the Director of the Mid-Corporate Customer Business Management Center and Deposit Products; the Executive Board of the Retail Customer Division; and other authorized management levels at different times.

1. Trình độ Học vấn

     Educational Qualifications

• Bachelor’s degree in Finance and Banking / Business Administration / Marketing

 2. Kiến thức/ Chuyên môn Có Liên Quan

      Relevant Knowledge/ Expertise

• Understanding of payment account product development and management or similar fields
• Knowledge of the market situation, products, and digital technology services of banks in Vietnam
• Expertise in building procedures, regulations, and policies related to retail bank payment account services
• Understanding of product marketing activities / go-to-market strategies
• Experience in product development in digital channels is an advantage

3. Các Kỹ Năng/ Skills

• Management skills
• Decision-making skills
• Presentation skills
• Communication skills
• English proficiency
• Proficiency in PowerPoint or image design software is a plus

4. Các Kinh nghiệm Liên quan/ Relevant Experience

• At least 3 years of working experience in retail banking or equivalent
• At least 2 years of product management experience in retail product development or equivalent

5. Các năng lực cần có/ Required Competencies

• Planning ability
• Ability to work under high pressure
• Creativity and ability to capture market trends related to banking products