Develop the budget plan and action plan to implement and promote the Payment Account product line.
Manage the research, development, and enhancement of demand casa/payroll products, associated features, and fee-based services related to accounts through overseeing market research, competitor analysis, and customer needs assessment; establish regulations, procedures, forms, and pricing policies for new products; and improve or adjust existing products.
Responsible for monitoring and managing the revenue and profit of the assigned payment account products; managing and providing related reports to relevant departments, regulatory authorities, and business units; balancing the risk and profitability of the products.
Collaborate with the Marketing department to develop promotion and marketing strategies for payment account products. Manage the implementation, promotion, and sales support of products through activities such as: overseeing product training communications; designing, launching, and executing sales promotion programs and marketing campaigns to customers; effectively managing support for business units; and ensuring compliance with sales processes at business units.
Perform other tasks as assigned by the Head of Payment Account & Payroll Product Department; the Director of the Mid-Corporate Customer Business Management Center and Casa/Payroll Products; the Executive Board of the Retail Customer Division; and other authorized management levels at different times.

1. Educational Qualifications

2. Relevant Knowledge/ Expertise

Understanding of payment account product development and management or similar fields
Knowledge of the market situation, products, and digital technology services of banks in Vietnam
Expertise in building procedures, regulations, and policies related to retail bank payment account services
Understanding of product marketing activities / go-to-market strategies
Experience in product development in digital channels is an advantage

3. Skills

4. Relevant Experience

At least 3 years of working experience in retail banking or equivalent
At least 2 years of product management experience in retail product development or equivalent

5. Required Competencies

Attractive income and competitive performance-based salary and bonus.
Bonuses for holidays and Tet (according to the bank's policy at each period).
Preferential loan rates according to the bank's policy at each period.
Attractive leave policy based on job level, including summer vacation.
Mandatory social insurance as per labor law + VPBank care insurance for employees depending on level and length of service.
Opportunities to participate in training courses based on the training framework for each position.
Working hours: Monday to Friday and Saturday morning.
Dynamic and friendly working environment with many opportunities for learning and development; participation in various interesting cultural activities (sports competitions, talent contests, teambuilding activities, etc.).
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